VIC First Home Buyer Stamp Duty Calculator

See how much you can save on stamp duty as a first home buyer in Victoria. Properties up to $600,000 are completely exempt from duty.

Updated for 2025-26. Effective from 1 July 2023.

Full exemption up to $600,000. Sliding scale $600,001-$750,000.

Select a preset:

Enter a property price to estimate your first home buyer stamp duty savings in Victoria.

Next best steps

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Victorian first home buyer concessions

Victoria's concession thresholds:

Property valueConcessionYou pay
$0 – $600,000Full exemption$0 duty
$600,001 – $750,000Sliding scaleProportional duty *
Over $750,000NoneFull duty

* Sliding scale formula: Standard duty × [(Value - $600,000) / $150,000]

Eligibility requirements

Vacant land concessions

For vacant land where you'll build your first home:

First Home Owner Grant (FHOG)

Victoria offers a $10,000 First Home Owner Grant for new homes valued up to $750,000. This is separate from stamp duty concessions and can be received in addition.

Regional Victoria buyers may receive additional benefits through the Victorian Homebuyer Fund.

FAQ

What about the Victorian property tax?

First home buyers with properties under $1 million can opt into the new Victorian Property Tax scheme (annual payments instead of upfront duty). This calculator shows traditional stamp duty - speak to your conveyancer about which option suits you.

Does the foreign purchaser surcharge apply?

Australian citizens and permanent residents are exempt. Temporary residents and foreign buyers pay an additional 8% surcharge on top of standard duty.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2025-26

Estimates Victorian stamp duty savings for first home buyers including the full exemption (up to $600,000) and sliding scale concession (up to $750,000). Does not cover the Victorian Property Tax annual charge option, trusts, or vacant land concessions.

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VIC first home buyer concessions confirmed January 2025. Source: State Revenue Office Victoria.