ACT First Home Buyer Stamp Duty Calculator
The ACT has Australia's highest first home buyer threshold at $1,020,000. The Home Buyer Concession Scheme provides a full exemption for eligible buyers. Income threshold of $250,000 gross household income applies.
Full exemption up to $1,020,000. Income threshold $250,000 applies.
Select a preset:
Enter a property price to estimate your first home buyer stamp duty savings in the ACT.
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The ACT scheme is more generous than most states:
| Property value | Concession | You pay |
|---|---|---|
| $0 – $1,020,000 | Full exemption | $0 duty |
| Over $1,020,000 | None | Owner-occupier rates |
Important: Unlike other states, the ACT scheme is not strictly "first home buyer" — it's available to anyone who hasn't owned property in the last 5 years and meets the income test.
The $250,000 income threshold includes salary, business income, investment income, trust distributions, and income of all buyers combined. The ACT also has no foreign purchaser surcharge — unique among Australian jurisdictions.
What if I owned property 6 years ago?
What about the property value threshold?
Is there a First Home Owner Grant in ACT?
Tax Accuracy & Sources
Estimates ACT stamp duty savings under the Home Buyer Concession Scheme. Does not cover partial interests, off-the-plan concessions, or commercial property.
Planning your first home purchase?
Compare stamp duty concessions, grants, and FHSS savings across all Australian states in one place.
View the First-Home Buyer Guide →ACT Home Buyer Concession confirmed January 2025. Source: ACT Revenue Office.