Learn & Understand

Tax insights in plain English

Understand Australian tax rules to make better decisions — CGT, deductions, super, compliance, and more.

179 Articles

10 Topic Hubs

209 Tags

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Jump to curated clusters of articles by topic.

EOFY Planning

End-of-financial-year action checklists and 30 June deadlines for individuals and business owners.

Income Tax & PAYG

Salary breakdowns, withholding, pay conversions, and bonus tax guides.

Superannuation

Contributions, salary sacrifice, Division 296, and retirement planning.

Capital Gains Tax

CGT discount, cost base, main residence exemptions, and asset planning.

Occupational Deductions

Role-specific deduction guides with record-keeping checkpoints.

Investment Property

Rental deductions, apportionment, and property tax planning guides.

Deadlines & Compliance

Tax return and BAS due-date references with compliance checklists.

Hiring & Paying Staff

Employer payroll, super, FBT, and withholding guidance for small businesses.

Cross-Border & Withholding

Foreign resident, FRCGW, and withholding-focused explainers.

Policy Updates

High-impact tax rule changes, consultation outcomes, and key start dates.

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01 —INPUTS

Crypto Staking Rewards & Airdrops: How the ATO Taxes Them in 2025-26

How the ATO treats staking rewards, validator income, and airdrops — ordinary income on receipt vs. CGT on later disposal, with worked examples.

May 2026

cryptodefistakingairdropscgtinvestment2025-26

Foreign Income Tax Offset (FITO) 2025-26: How to Claim Credit for Tax Paid Overseas

How to claim Australian credit for foreign tax — the $1,000 simplified safe harbour, the FITO limit calculation for larger claims, and the no-carry-forward trap that catches investors with high-tax-country income.

May 2026

fitoforeign-incomeforeign-tax-offsetnon-residentinternational-tax2025-26

HELP / HECS 1 June 2026 Indexation: Rate, Calculation & Last-Minute Repayment Decision

When ATO indexes your HELP/HECS debt on 1 June 2026, how to know if a voluntary lump-sum repayment beats keeping the money in your offset.

May 2026

helphecsindexationstudy-loandebtpay2025-26

Sharing Economy Reporting Regime 2025-26: How Uber, Airbnb & Hipages Now Report Your Income to the ATO

SERR forces platforms to report your gross income to the ATO twice a year — how it pre-fills your tax return, what to do if it doesn't match your records, and the deduction trap that catches new sharing-economy earners.

May 2026

sharing-economyserrrideshareuberairbnbplatform-economy2025-26

CGT Reform for Inherited Property and Deceased Estates: What Heirs Need to Know from 1 July 2027

Budget 2026 didn't change the CGT death rollover — but it did change what happens when an heir later sells an inherited asset. The deceased's cost base + acquisition date determine the post-2027 split treatment. Here's the math for inheriting property, shares, and pre-1985 assets.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsDeceased EstatesInheritanceProperty

CGT Reform for Expats and Foreign Residents: How the 1 July 2027 Changes Apply if You Live Overseas

Budget 2026's CGT reform applies the same way to foreign residents as to residents — including the 50% discount removal. But the foreign-resident main residence exemption denial (2019 rules), 15% withholding, and tax treaty relief continue. Here's the combined impact for expats and offshore-domiciled investors.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsExpatForeign ResidentProperty

CGT Reform for Employee Share Schemes (ESS, RSUs, Options): How the 1 July 2027 Changes Apply to Stock Grants

Budget 2026's CGT reform changes the tax on share grants that vest after 1 July 2027. Here's what ESS, RSU, ESPP and option holders need to know about taxing-point dates, parcel acquisition dates, and the interaction with the existing ESS deferred-tax election.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsESSRSUStock OptionsTech Worker

CGT Reform for Retirees: Age Pension Carve-Out + 30% Minimum Tax Impact from 1 July 2027

Budget 2026's CGT reform hits retirees on low marginal rates hardest because of the 30% minimum tax — but the Age Pension recipient carve-out preserves legacy treatment for income-support recipients. Here's what retirees need to know about timing asset sales, downsizing, and the interaction with the age pension means tests.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsRetirementAge PensionSeniors

CGT Reform for SMSF and Super Funds: How the 1 July 2027 Changes Apply Inside Super

Budget 2026 changed the CGT discount for individuals but super funds operate under a different rate regime. Here's how SMSF trustees and APRA-fund members should think about the 1 July 2027 changes — including pension-phase exemption, contribution timing, and the 10% effective CGT rate that survives the reform.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsSMSFSuperannuationRetirement

Should I Sell Before 30 June 2027? CGT Reform Decision Guide for Investors

30 June 2027 is the last day Australian individuals can sell an asset under the full 50% CGT discount. Should you accelerate sales to lock in legacy treatment? A decision framework for property, shares, ETFs, crypto, and business assets — with worked scenarios showing when accelerating helps and when it costs you.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsTax PlanningInvestingDecision Guide

CGT Reform for ASX Share Investors: How the 1 July 2027 Changes Apply to Stocks

Budget 2026 replaced the 50% CGT discount with cost base indexation + 30% minimum tax. Here's what ASX share investors need to know about parcel methods, DRP cost base, on-market vs off-market disposals, and split treatment for parcels owned before 1 July 2027.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsSharesASXInvesting

50% CGT Discount Reform: Cost Base Indexation + 30% Minimum Tax from 1 July 2027

Budget 2026 replaced Australia's 50% CGT discount with CPI cost base indexation plus a 30% minimum tax on real capital gains. The new rules apply to gains accruing after 1 July 2027 — with split treatment for assets owned at that date.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsTax PlanningInvesting

CGT Reform for Crypto: Bitcoin, Ethereum and Tokens from 1 July 2027

Budget 2026 ended the 50% CGT discount on crypto held >12 months. From 1 July 2027 disposals fall under cost base indexation + 30% minimum tax. Here's what BTC, ETH, altcoin and DeFi investors need to know about parcel matching, hard forks, and split treatment.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsCryptocurrencyBitcoinCrypto Tax

CGT Reform for ETFs and Managed Funds: AMIT Cost Base + 1 July 2027 Rules

How the Budget 2026 CGT reform applies to ETFs (Vanguard, BetaShares, iShares) and managed funds. AMIT cost base adjustments, distributed capital gains, FIF interaction for foreign-asset ETFs, and DRP parcel tracking from 1 July 2027.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsETFsManaged FundsAMITInvesting

CGT Reform for Property Investors: Cost Base Indexation + 30% Min Tax from 1 July 2027

Budget 2026 ended the 50% CGT discount on investment property. From 1 July 2027 gains accrue under cost base indexation plus a 30% minimum tax. Before-and-after rules for properties owned at the changeover, with four worked examples covering a pre-reform sale, a 13-year split, a fresh post-2027 purchase, and a low-income retiree.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsPropertyInvestment PropertyTax Planning

Small Business CGT Concessions Survive the 2027 Reform — Here's What's Retained

Budget 2026 ended the general 50% CGT discount but small business CGT concessions are explicitly retained. Here's the 15-year exemption, 50% active asset reduction, retirement exemption, and rollover relief — all unchanged from 1 July 2027.

May 2026 Updated May 2026

CGTFederal Budget 2026Capital GainsSmall BusinessSole TraderTax Planning

Budget 2026 and Your EOFY Plan: Why 30 June 2027 Is the Bigger Date

Budget 2026 left the 30 June 2026 EOFY mostly unchanged — but turned 30 June 2027 into the biggest single tax planning date in a generation, as the last EOFY before negative gearing and 50% CGT discount reform take effect.

May 2026 Updated May 2026

EOFYFederal Budget 2026Tax PlanningSuperannuationDeductionsCGTNegative Gearing

FBT Electric Car Discount Reform — Budget 2026 Phased Transition to 1 April 2029

Budget 2026 transitioned the FBT electric car exemption to a permanent 25% discount (15% statutory rate) from 1 April 2029. Phased arrangements: EVs ≤$75,000 keep 100% discount until 1 April 2029; EVs above $75k up to the fuel-efficient LCT threshold get a new 25% discount from 1 April 2027.

May 2026 Updated May 2026

Federal Budget 2026FBTElectric VehiclesNovated LeaseSalary Packaging

$1,000 Instant Tax Deduction Explained — Budget 2026 (2026-27 Income Year)

Budget 2026 introduced a $1,000 Instant Tax Deduction for work-related expenses from the 2026-27 income year. 6.2 million workers benefit with an average tax saving of $205. No receipts required up to $1,000.

May 2026 Updated May 2026

Federal Budget 2026Tax DeductionTax PlanningPAYGSole Trader

Resilience and Reform — Budget 2026 Economic Framework, Fiscal Numbers and the Productivity Pillar

The non-tax half of Budget 2026: the Australian Fuel Security and Resilience Package, $63.8B savings, gross debt $173B lower than 2022 PEFO, a 15-pillar Productivity Package boosting long-run GDP by $13B, and the receipts mix story behind the new tax reforms.

May 2026 Updated May 2026

Federal Budget 2026Economic OutlookFiscal PolicyProductivityTax Reform

Backing Small Business — Budget 2026 IAWO, Loss Carry-Back and Start-Up Refundability

Budget 2026 delivered over $3.5 billion in business tax relief: permanent $20,000 instant asset write-off from 1 July 2026, 2-year loss carry-back for companies up to $1 billion turnover, start-up loss refundability from 1 July 2028, R&D Tax Incentive reform, and expanded venture capital caps.

May 2026 Updated May 2026

Federal Budget 2026Small BusinessInstant Asset Write-OffTax PlanningSole Trader

Federal Budget 2026-27 Summary — Every AU Tax Measure

Measure-by-measure summary of the 2026-27 Federal Budget (Chalmers, 12 May 2026): $1k instant deduction, $250 WATO, CGT + negative gearing reform.

May 2026 Updated May 2026

Federal Budget 2026Tax Policy2026-27ATOTax Reform

30% Minimum Tax on Discretionary Trusts from 1 July 2028: Budget 2026 Explained

Budget 2026 introduced a 30% minimum tax on discretionary trust income from 1 July 2028. Trustee-paid, with non-refundable credits for beneficiaries. Excludes fixed/widely-held trusts, super, deceased estates, charitable trusts. Rollover relief 1 July 2027 – 30 June 2030.

May 2026 Updated May 2026

Discretionary TrustsFederal Budget 2026Tax ReformTax PlanningSmall Business

$250 Working Australians Tax Offset (WATO) Explained — Budget 2026 (2027-28)

Budget 2026 introduced a $250 Working Australians Tax Offset from the 2027-28 income year. Permanent annual tax offset for 13 million workers, raising the effective tax-free threshold to $19,985 ($24,985 with LITO).

May 2026 Updated May 2026

Federal Budget 2026Tax OffsetIncome TaxPAYGTax Planning

Medicare Levy Low-Income Thresholds Raised 2.9% — Retroactive to 1 July 2025

Budget 2026 lifted Medicare levy low-income thresholds by 2.9%, retroactive to 1 July 2025 (the start of the 2025-26 income year). Singles threshold $27,222→$28,011; family $45,907→$47,238; seniors single $43,020→$44,268; seniors family $59,886→$61,623; per dependant $4,216→$4,338.

May 2026 Updated May 2026

Federal Budget 2026Medicare LevyTax PlanningLow Income

Negative Gearing Reform Budget 2026: What Changed at 7:30 PM AEST by Purchase Date

Treasurer Chalmers handed down negative gearing reform on 12 May 2026. The new rules differ based on when you bought the property — four buckets explained with the official Treasury examples.

May 2026 Updated May 2026

Negative GearingFederal Budget 2026Property TaxInvestingTax Planning

Division 293 Tax: What Triggers It, How It's Calculated, and EOFY Planning

Division 293 tax is a 15% additional tax on concessional super contributions for high-income earners above $250,000. How it works, what triggers it, worked examples, and planning strategies to manage or avoid the surcharge.

May 2026

SuperannuationHigh IncomeTax PlanningEOFYDivision 293

Federal Budget 2026: Tax Measures That Affect Your Return

What the May 2026 Federal Budget means for individual taxpayers — stage 3 tax cuts from 1 July 2026, super changes, payday super, and planning moves to make before EOFY.

May 2026

Policy UpdateTax PlanningIncome TaxSuperannuationEOFY

Selling Shares Before 30 June: Tax-Loss Harvesting in Australia

How to use tax-loss harvesting to offset capital gains before EOFY — the wash sale rule (ATO's view), the 12-month CGT discount interaction, how to execute it properly, and which assets qualify.

May 2026

CGTTax PlanningEOFYInvestingShares

Fake ATO Refund Messages 2026: Spot a Tax Scam

How to tell a real ATO refund message from a scam in 2026 — the signals, what the ATO will and won't do, and how to verify your real refund.

May 2026

ScamsATORefundsSecurity2026

What's Changing in Australian Tax 2026-27 — Stage 3+ Phase 2 + Budget 2026 Measures

Confirmed Australian tax changes from 1 July 2026 after the 12 May 2026 Federal Budget. Second marginal rate drops 16%→15%, $1,000 Instant Tax Deduction lands, Medicare levy thresholds raised 2.9%, plus NG/CGT reform from 1 July 2027 and trust minimum tax from 1 July 2028. Worked examples by salary plus pre-1-July action list.

April 2026 Updated May 2026

2026-27Tax PlanningStage 3+EOFYPolicyFederal Budget 2026

Tax-Deductible Donations Before 30 June 2026 — DGR Timing, Traps, and the 5-Year Spread (ATO)

A donation is deductible in the year it is paid, not the year the receipt arrives. BPAY cut-offs, credit-card settlement lag, workplace giving, PAF top-ups, and when a $5,000 gift can be spread across 5 income years under ITAA 1997 s 30-18.

April 2026

EOFYDeductionsCharitable GivingDGRTax Planning

Instant Asset Write-Off 2026: $20k Threshold + 30 June Deadline

$20,000 instant asset write-off ends 30 June 2026 for SBE under $10M turnover. When 'first used' beats invoice date, plus 5 EOFY timing scenarios.

April 2026

Small BusinessEOFYDepreciationDeductionsInstant Asset Write-Off

Prepay Investment Loan Interest Before 30 June 2026 — The 12-Month Rule (ATO)

The ITAA 1936 s 82KZM 12-month rule lets individual investors deduct up to 12 months of prepaid loan interest this FY. A worked example on a $600k loan, when it backfires, and the ATO's eligible service period test.

April 2026

EOFYInvestment PropertyTax PlanningPrepaid ExpensesNegative Gearing

Starting a New Job in Australia — TFN, HELP, Super and Pay Setup Checklist (2025-26)

The first 30 days at a new Australian employer set your tax for the next 12 months. TFN declaration, HELP loan continuity, choosing your super fund (or letting MyGov auto-choose), consolidating multiple accounts, and how to spot wrong PAYG withholding before it costs you.

April 2026

Life EventEmploymentPAYGSuperannuationHELPTFNEOFY

Division 293 Tax Explained — $250,000 Threshold for 2025-26 & 2026-27 (ATO)

Division 293 adds an extra 15% tax to concessional super contributions once your income-plus-contributions tops $250,000. Who pays, how it's calculated, release authority options, and whether salary sacrifice is still worth it.

April 2026

SuperannuationDivision 293High IncomeTax PlanningSalary Sacrifice

Notice of Intent to Claim a Deduction (NAT 71121) — EOFY 2025-26 Deadline (ATO)

Lodge your Notice of Intent with your super fund before you lodge your 2025-26 tax return — or before 30 June 2027, whichever is earlier. Common traps that void the deduction, a worked example, and the exact paperwork sequence.

April 2026

SuperannuationEOFYTax PlanningNotice of IntentPersonal Deductible Contribution

PAYG Instalments: How to Vary Before EOFY 2025-26 If Your Income Dropped (ATO)

Sole traders, investors and business owners can vary or suspend PAYG Instalments mid-year if circumstances change. Deadlines, the variation process, how the ATO calculates GIC if you under-estimate, and a worked example.

April 2026

PAYG InstalmentsSole TraderCash FlowEOFYActivity Statement

EOFY Carry-Forward Unused Concessional Cap 2025-26 — Catch-up Super Strategy (ATO)

Carry forward up to 5 years of unused concessional cap if your 30 June total super balance was under $500k. Worked example and EOFY checklist for 2025-26.

April 2026 Updated April 2026

SuperannuationEOFYTax PlanningConcessional Contributions

Federal Budget 12 May 2026: What to Watch for Your Tax — Preview (ATO Thresholds)

Australian Federal Budget is handed down 12 May 2026. What to watch for income tax brackets, HELP thresholds, super caps, Medicare levy surcharge, instant asset write-off, and the 50% CGT discount. Updated post-Budget.

April 2026 Updated April 2026

Federal BudgetTax Planning2026-27Policy

Share Purchase Plan (SPP) Tax 2025-26 — ESS Concessions & Reporting (ATO)

SPPs are ESS interests. Use the $1,000 upfront reduction if income under $180k, 30-day rule on disposal, and CGT on sale. Worked example and 2025-26 reporting.

April 2026 Updated April 2026

SharesEmployee Share SchemesCapital Gains TaxTax Planning

WFH Tax Deduction 2025-26 — Fixed Rate 70c/hr vs Actual Cost Method (ATO)

ATO PCG 2023/1 fixed rate is 70c per hour for 2024-25 and 2025-26. Compare fixed vs actual cost, see record-keeping rules, and a 1,200-hour worked example.

April 2026 Updated April 2026

DeductionsWorking From HomeTax ReturnEOFY

Sole Trader vs Company vs Trust: Choosing a Business Structure (2025-26)

Side-by-side comparison of sole trader, company and discretionary trust structures for Australian small businesses in 2025-26, with worked examples at $80k, $150k and $250k profit.

April 2026

BusinessTax PlanningEOFYSmall Business

Investment Bonds and the 10-Year Rule Explained (2025-26)

How Australian investment bonds are taxed, why the 10-year rule matters for high earners, and worked examples comparing bonds to direct investing at 30%, 37% and 45% marginal rates.

April 2026

Investment BondsTax PlanningHigh IncomeEOFY

State Tax Burden Compared: Which Australian State Costs You Most in 2025-26?

Comparison of stamp duty, land tax, and payroll tax across NSW, VIC, QLD, WA, SA, TAS, ACT and NT for 2025-26, with worked examples for homebuyers, property investors and small employers.

April 2026

State TaxesStamp DutyLand TaxPayroll Tax

EV Novated Lease Tax Savings Explained (Australia 2025-26)

How salary packaging an electric vehicle through a novated lease works, who is eligible for the FBT exemption, and a worked example showing annual tax savings.

April 2026

Novated LeaseEVFBTSalary Packaging

Land Tax in Victoria: Rates, Thresholds and Surcharges (2025-26)

A complete guide to Victorian land tax rates for 2025-26, including trust surcharges, absentee owner rates, vacant land tax, and a worked example for investment property.

April 2026

Land TaxVictoriaPropertyInvestment Property

Rent vs Buy in Australia: The Real Tax Comparison (2025-26)

A side-by-side tax comparison of renting versus buying in Australia, including stamp duty costs, negative gearing, CGT discount, and a 10-year worked example.

April 2026

PropertyRent vs BuyStamp DutyInvesting

Childcare Subsidy and Family Tax Benefit: How They Interact with Your Tax Return

How CCS and FTB are calculated, how they reconcile against your tax return, and the key deadlines and traps to avoid in 2025-26.

April 2026

childcare subsidyfamily tax benefitCCSFTBfamilies

FBT on Company Cars, Parking and Entertainment 2025-26

How fringe benefits tax applies to company cars, car parking and entertainment in 2025-26, including calculation methods, exemptions and worked examples.

April 2026

FBTfringe benefits taxcompany carsalary packagingemployer

SAPTO Calculator AU 2025-26 — Seniors and Pensioners

Work out your Seniors and Pensioners Tax Offset for 2025-26 — $2,230 max for singles, $1,602 each for couples, shade-out at 12.5¢/$ above the threshold.

April 2026 Updated April 2026

tax offsetsseniorsretirementSAPTOaged pension

Spouse Super Contribution Tax Offset: How to Claim Up to $540 in 2025-26

If your spouse earns under $40,000, you can contribute to their super and claim a tax offset of up to $540. Here's how the spouse contribution offset works, who qualifies, and how to maximise it.

March 2026

SuperannuationTax OffsetTax Planning

Selling Your Home as an Expat: The Main Residence Exemption Trap

If you leave Australia and sell your home while non-resident, you may lose the main residence CGT exemption entirely. Here's how the rules work and what you can do.

March 2026

Non-ResidentCapital Gains TaxProperty

Non-Resident CGT Is Not 80% — Here's What You Actually Pay

A viral claim says non-residents pay 80% tax on Australian property gains. We break down the real numbers, the rules behind the confusion, and what non-residents actually owe.

March 2026

Non-ResidentCapital Gains TaxProperty

Non-Resident vs Resident Tax: Side-by-Side Comparison (2025-26)

How much more tax do non-residents pay in Australia? A direct comparison of income tax, CGT, and Medicare levy at common income levels for 2025-26.

March 2026

Non-ResidentIncome TaxTax RatesCapital Gains Tax

Contractor vs Employee in Australia: The Real Pay Differences

A plain-language guide to the real pay differences between ABN contracting and PAYG employment in Australia — GST, super, deductions, leave, and hidden costs.

March 2026

Pay ComparisonContractorEmployeeABNGST

HELP Repayment: How the 2025-26 Marginal System Works

Guide to the 2025-26 marginal HELP repayment system — thresholds, tiers, monthly impact, and salary sacrifice interaction.

March 2026

Pay ComparisonHELPHECSStudent Debt

Pay Comparison Methodology: What the Scenario Engine Includes

Review the assumptions, inclusions, and boundaries behind the AusTaxTools Pay compare engine for Australian salary, bonus, HELP, sacrifice, and contractor scenarios.

March 2026

Pay ComparisonMethodology

Salary Sacrifice Explained: How Concessional Contributions Affect Your Pay

Guide to concessional contributions, the $30k cap, Division 293, HELP repayment income, and Medicare levy surcharge.

March 2026

Pay ComparisonSalary SacrificeSuperDivision 293

The Savings Tax Trap at 4.10%: Why Your Real Return Is Lower Than You Think

With the cash rate at 4.10% and savings accounts paying up to 5%, the tax on interest income takes a significant bite. Here's how to calculate your real after-tax, after-inflation return.

March 2026

Interest RatesIncome TaxInvestingTax Planning

Negative Gearing Gets Deeper After the March 2026 Rate Hike — Is That Good or Bad?

With the cash rate at 4.10%, investment property interest costs have jumped. Bigger deductions sound great, but deeper negative gearing means worse cash flow. Here's how to think about the trade-off.

March 2026

Investment PropertyInterest RatesNegative GearingTax Planning

RBA Raises Cash Rate to 4.10% in March 2026: Tax Implications for Every Taxpayer

The Reserve Bank hiked the cash rate by 25 basis points to 4.10% on 17 March 2026 — the second consecutive increase. Here's what it means for your mortgage deductions, savings tax, and investment decisions.

March 2026

Interest RatesTax PlanningPolicy UpdateIncome Tax

EOFY Capital Gains Tax Planning (2025-26): Sell Before or After 30 June?

How the timing of asset sales around 30 June affects capital gains tax, including the 12-month discount, capital losses, and wash sale risks.

March 2026

EOFYCGTCapital Gains TaxTax Planning

EOFY Deduction Strategies for Employees (2025-26): Maximise Before 30 June

Practical guide to maximising work-related tax deductions before 30 June 2026, covering equipment purchases, WFH records, prepayments, and charitable donations.

March 2026

EOFYDeductionsTax ReturnTax Planning

EOFY Medicare Levy Surcharge Check (2025-26): Do You Need Private Health Before 30 June?

How to check whether you need private health insurance before 30 June to avoid the Medicare Levy Surcharge, including income thresholds and cost comparisons.

March 2026

EOFYMedicare LevyMLSPrivate HealthTax Planning

EOFY Property Investor Checklist (2025-26): Rental Deductions Before 30 June

Checklist of rental property tax deductions and actions for Australian property investors to review before 30 June 2026.

March 2026

EOFYInvestment PropertyDeductionsProperty Tax

EOFY Super Contribution Deadline 2025-26: Last Day to Top Up Before 30 June

Key deadlines and cap limits for making super contributions before 30 June 2026, including concessional, non-concessional, and carry-forward rules.

March 2026

EOFYSuperannuationTax PlanningSalary Sacrifice

EOFY Tax Checklist for Individuals (2025-26): What to Do Before 30 June

Practical checklist of tax actions Australian individuals should take before 30 June 2026 to reduce taxable income and avoid missed deductions.

March 2026

EOFYTax PlanningDeductionsTax Return

EOFY Tax Checklist for Small Business (2025-26): Key Actions Before 30 June

Essential end-of-financial-year actions for Australian small businesses including asset write-off, BAS reconciliation, super payments, and trust distributions.

March 2026

EOFYSmall BusinessBASGSTTax Planning

Trust Distribution Deadline: Why 30 June Resolutions Matter (2025-26)

Why trustees must make distribution resolutions by 30 June, what happens if they don't, and how streaming rules apply to capital gains and franking credits.

March 2026

EOFYTrustsComplianceTax Planning

27 Fortnights in a Year: Why PAYG Can Look Short in Australia (2025-26)

A practical guide to why a 27th fortnightly pay can leave too little tax withheld, when the ATO extra withholding table matters, and what to check next.