First home buyer

WA First Home Buyer Stamp Duty Calculator

Western Australia offers the "First Home Owner Rate" which exempts or reduces stamp duty based on property value and location.

Select metro or regional to see your concession threshold.

Exempt ≤ $500K Metro to $700K Regional to $750K
01INPUTS

Full exemption up to $500,000. Sliding scale to $700,000 (metro).

Select a preset:

02RESULTS

Enter a property price to estimate your first home buyer stamp duty savings in Western Australia.

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Metropolitan Perth
Property valueConcessionYou pay
$0 – $500,000Full exemption$0 duty
$500,001 – $700,000Sliding scaleProportional duty *
Over $700,000NoneFull duty
Regional WA
Property valueConcessionYou pay
$0 – $500,000Full exemption$0 duty
$500,001 – $750,000Sliding scaleProportional duty *
Over $750,000NoneFull duty

* Sliding scale formula: Standard duty × [(Value − $500,000) / ($cap − $500,000)]

Metro vs Regional areas

Metropolitan Perth includes the Perth Statistical Division, roughly from Two Rocks in the north to Rockingham in the south, and east to the hills.

Regional WA includes everywhere else — Mandurah, Bunbury, Geraldton, Kalgoorlie, and all other areas outside metro Perth.

Eligibility requirements
You must be 18 years or older
Australian citizen or permanent resident
Never owned residential property in Australia (including investment)
Buying the property to live in (not investment)
Move in within 12 months of settlement
Live there as your principal residence for at least 6 continuous months
First Home Owner Grant (FHOG)

WA also offers a $10,000 First Home Owner Grant for new homes valued under $750,000 (or $1,000,000 for land and building contracts). This is separate from the stamp duty concession.

FAQ
Can I get both the grant and duty exemption?
Yes, you can receive both the FHOG ($10,000) and the First Home Owner Rate if you meet the eligibility criteria for each.
What about Keystart loans?
WA's Keystart scheme provides low-deposit loans for first home buyers. It can be used in combination with the stamp duty concession and FHOG.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2025-26

Estimates WA transfer duty under the First Home Owner Rate. Covers the full exemption (up to $500,000) and sliding scale concession for metro (up to $700,000) and regional (up to $750,000) buyers. Does not cover pensioner rebates, vacant land, or family farm transfers.

Planning your first home purchase?

Compare stamp duty concessions, grants, and FHSS savings across all Australian states in one place.

View the First-Home Buyer Guide →

Last updated 26 May 2026 Tax year 2025-26

Data sources: ATO (ato.gov.au), Services Australia

This tool is general information only, not financial advice.

Reviewed by AusTax Tools Editorial Desk

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