Stamp Duty on $400,000 in Western Australia (2025-26)
Stamp duty on a $400,000 property in Western Australia is estimated at $13,015. Including transfer and mortgage registration fees, upfront government costs are about $13,393. This page breaks down each amount and shows concession scenarios.
Stamp duty in Western Australia
Western Australia has one of the more affordable stamp duty regimes, with lower rates than the eastern states at most price points. WA offers a First Home Owner Grant of $10,000 for new homes and stamp duty exemptions for first home buyers on homes up to $430,000. The median house price in Perth remains below Sydney and Melbourne, making entry more accessible.
Cost Breakdown
| Purchase price | $400,000 |
| Stamp duty (WA) | $13,015.00 |
| Transfer registration fee | $189.00 |
| Mortgage registration fee | $189.00 |
| Total upfront government costs | $13,393.00 |
| Effective stamp duty rate | 3.25% |
First Home Buyer Concession
| Standard stamp duty | $13,015.00 |
| First home buyer duty | $0.00 |
| FHB saving | $13,015.00 |
Use our WA First Home Buyer Calculator to check eligibility and get a detailed breakdown.
Compare Nearby Prices in WA
Compare $400,000 Across States
Buying in this price range
Properties under $500,000 are typically entry-level — units, apartments, or houses in regional areas and outer suburbs. At this price point, first home buyer concessions and grants have the most impact, potentially eliminating stamp duty entirely in several states. The upfront government costs at this level are a smaller proportion of the purchase price, but still represent a significant cash outlay alongside your deposit.
First Home Buyer relief is strongest here
Most states offer full stamp duty exemption or significant concessions at this price point. NSW exempts purchases under $800,000, VIC under $600,000, QLD under $500,000, and SA under $650,000 (new homes). Always check the specific threshold for your state — small differences in price can mean thousands in savings.
Factor stamp duty into your deposit
Even with concessions, you need cash for transfer and mortgage registration fees, conveyancing, and building inspections. Budget 2-3% of the purchase price for total upfront costs beyond the deposit. On a $400,000 property, that is $8,000-$12,000.
Typical buyers: First home buyers, downsizers, regional buyers, and apartment purchasers in capital cities.
Frequently Asked Questions
How much is stamp duty on a $400,000 property in WA?
Stamp duty on a $400,000 property in Western Australia is $13,015. This represents an effective stamp duty rate of 3.25% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $13,393.
What are the total upfront costs on a $400k property in WA?
For a $400,000 property in Western Australia, total upfront government costs are approximately $13,393. This includes stamp duty of $13,015, a transfer registration fee of $189, and a mortgage registration fee of $189.
Can first home buyers get a stamp duty concession on $400k in WA?
Yes. First home buyers purchasing a $400,000 property in Western Australia may pay no stamp duty (full exemption), saving $13,015 compared to the standard rate. Eligibility conditions apply — use our WA First Home Buyer calculator for details.
How is stamp duty calculated in WA?
Western Australia uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive WA Stamp Duty Calculator for a detailed breakdown.
Need a detailed calculation?
Our interactive WA Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.
First home buyer? Check your eligibility with the WA First Home Buyer Calculator.