Compare Stamp Duty: All Australian States
Stamp duty varies significantly across Australia. Whether you're relocating interstate or comparing investment opportunities, use this calculator to compare transfer duty between any two states.
Each state has different rate structures, thresholds, and concessions. Some states offer owner-occupier discounts, others have unique first home buyer benefits. This tool helps you make informed decisions.
Scenario A: State A
Scenario B: State B
Scenario A
State A2025-26 stamp duty rates
Scenario B
State B2025-26 stamp duty rates
This calculator provides estimates only and does not constitute financial advice. Actual amounts may vary. Consult a conveyancer or solicitor for accurate costs.
How to use this comparison
- Review the pre-filled scenarios — we've set up realistic defaults for comparison
- Adjust the property price — enter your actual or expected purchase price
- Compare the results — see the stamp duty difference highlighted at the top
- Share or bookmark — the URL updates as you change inputs
FAQ
Which Australian state has the lowest stamp duty?
It varies by property price and buyer type. Queensland and Victoria often have lower rates for owner-occupiers. The ACT has been progressively reducing stamp duty rates. For first home buyers, NSW has the highest exemption threshold at $800,000.
Do all states have first home buyer concessions?
Most states offer first home buyer stamp duty concessions, but SA and NT do not have specific stamp duty exemptions for first home buyers (though they may have other grants). All states offer the First Home Owner Grant for new homes.
What factors affect stamp duty besides the state?
Key factors include property price, buyer type (first home buyer or general), whether you'll live in the property (owner-occupier), property type (new vs established), and in WA, whether it's metro or regional.
Should stamp duty be my main consideration when choosing where to buy?
Stamp duty is a significant upfront cost but should be weighed against other factors: property prices, rental yields, capital growth potential, employment opportunities, lifestyle preferences, and ongoing costs like land tax and council rates.
Disclaimer
This calculator provides estimates only and does not constitute financial or legal advice. Stamp duty rates and concessions are subject to change. Registration fees are approximate.
Before making property purchase decisions, consult a licensed conveyancer, solicitor, or financial adviser for accurate costs based on your specific circumstances.