Stamp Duty Scenario Comparisons
Compare stamp duty costs across different scenarios. Whether you're a first home buyer, comparing states, or deciding between owner-occupier and investor purchases, these calculators help you understand the cost differences.
First Home Buyer Scenarios
Compare stamp duty concessions for first home buyers
First Home Buyer vs General Buyer: NSW Stamp Duty Comparison
Compare stamp duty costs for first home buyers vs general buyers in NSW. See how much you can save with first home buyer concessions.
First Home Buyer Threshold: What Happens Above $800,000?
See how buying above the first home buyer threshold affects your stamp duty. Compare costs at different price points in NSW.
New vs Established: QLD First Home Buyer Stamp Duty
Compare stamp duty for new vs established homes in Queensland as a first home buyer. See why new homes have a massive advantage.
Perth vs Regional WA: First Home Buyer Stamp Duty
Compare first home buyer stamp duty concessions in Perth metro vs regional Western Australia. See the higher threshold for regional areas.
State Comparisons
Compare stamp duty between different states
NSW vs Victoria: Stamp Duty Comparison
Compare stamp duty costs between NSW and Victoria. See which state has lower transfer duty for your property purchase price.
NSW vs Queensland: Stamp Duty Comparison
Compare stamp duty costs between NSW and Queensland. See how transfer duty differs between Sydney and Brisbane property purchases.
Compare Stamp Duty: All Australian States
Compare stamp duty between any two Australian states or territories. Calculate transfer duty for NSW, VIC, QLD, SA, WA, TAS, NT, and ACT.
Buyer Type Comparisons
Compare owner-occupier vs investor rates
Frequently Asked Questions
What is stamp duty?
Stamp duty (also called transfer duty) is a state government tax paid when you buy property. Each Australian state and territory sets its own rates and thresholds, so the amount you pay varies depending on where you buy.
Which state has the lowest stamp duty?
It depends on the property price and your buyer type. Queensland often has lower rates for owner-occupiers. The ACT is progressively abolishing stamp duty. NSW has high exemption thresholds for first home buyers ($800k).
Can I avoid paying stamp duty?
First home buyers can receive full exemptions or significant concessions in most states. Some states also offer exemptions for new builds or off-the-plan purchases. The ACT has been progressively abolishing stamp duty in favor of higher land tax.
When is stamp duty due?
Stamp duty is typically due at settlement in most states. Some states allow payment within 30-90 days of settlement. Your conveyancer or solicitor usually handles this as part of the settlement process.