Compare & Decide

Australian tax scenarios side by side

See how different tax decisions affect your outcome — using 2025–26 ATO rates.

10 Topics

A vs B Comparisons

2025–26 Tax Year

Explore by topic

Capital gains tax scenarios

Compare timing, ownership, and income strategies for selling assets.

Sell now vs hold12-month CGT discountPPOR exemption

Income tax scenarios

Compare different income situations — HELP/HECS repayments, MLS, and tax offsets.

HELP repayment thresholdsMLS vs private health insuranceLow-income tax offset

Superannuation scenarios

Understand how salary sacrifice, contribution caps, and timing affect your super and tax.

Salary sacrifice trade-offsConcessional cap planningCarry-forward contributions

Tax deduction scenarios

Compare different methods for claiming work-related expenses and deductions.

Fixed rate vs actual cost WFHHome office methodsAsset depreciation

First home buyer scenarios

Compare strategies for saving for your first home and maximising tax benefits.

FHSS vs bank savingsStamp duty concessionsSuper contribution timing

Investment property scenarios

Understand the tax implications of different investment property strategies.

Negative gearing trade-offsDepreciation benefitsCapital growth vs cash flow

Cryptocurrency tax scenarios

Compare tax strategies for cryptocurrency investors and traders.

Hold 12+ months vs tradeCGT discount eligibilityCost base tracking

Stamp duty scenarios

Compare stamp duty across states, buyer types, and property prices.

First home buyer vs generalNSW vs VICAll states comparison

Land tax scenarios

Compare land tax obligations across states and ownership structures.

NSW vs VICThreshold strategiesState comparisons

Pay & employment scenarios

Compare take-home pay across different employment structures and pay decisions.

Contractor vs employeeSalary sacrificeBonus year impact

Frequently asked questions

What is a tax scenario?

A tax scenario compares two or more situations to help you understand how a decision affects your tax outcome. Rather than just calculating a number, scenarios show you the difference between options — like salary sacrificing vs not, or selling an asset this year vs next year.

How are scenarios different from calculators?

Calculators give you a single result based on your inputs. Scenarios show you side-by-side comparisons so you can weigh up alternatives. They're designed for decision-making, not just number-crunching.

Are these scenarios personalised?

Each scenario starts with example numbers to illustrate the concept. Where interactive tools are available, you can adjust the inputs to match your situation and see how the comparison changes.

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