Tax Planning

30 articles tagged with "Tax Planning"

All Tax Planning 30 Income Tax 24 Deductions 24 Policy Update 24 Compliance 23 Tax Return 16 Investment Property 13 CGT 12 Superannuation 12 EOFY 11 Work Expenses 10 PAYG 9 ATO 9 Salary 9 Super 7 Investing 7 Property 7 Rental Property 7 Deadlines 6 Capital Gains Tax 6 Small Business 5 GST 5 Property Tax 5 Interest Rates 5 Division 7A 5 Company Tax 5 Non-Resident 5 Salary Sacrifice 4 Pay Comparison 4 Employers 4 Business Tax 4 BAS 3 ATO Compliance 3 Loans 3 Medicare Levy 3 Trusts 3 Pay Frequency 3 Tax Rates 3 Bonus 2 Fortnightly Pay 2 Payslip 2 Car Expenses 2 Record Keeping 2 Tax Debt 2 MLS 2 Private Health 2 International Tax 2 Redundancy 2 ETP 2 Employment 2 HELP 2 Take Home Pay 2 Economic Update 2 Contractors 2 Payday 2 Tax Audit 1 ATO Updates 1 Shares 1 Penalties 1 Inherited Property 1 Deceased Estate 1 Tax Policy 1 Charitable Giving 1 DGR 1 Cryptocurrency 1 DeFi 1 Contractor 1 Employee 1 ABN 1 FBT 1 Electric Vehicles 1 Salary Packaging 1 FHSS 1 First Home Buyer 1 Franking Credits 1 Dividends 1 HECS 1 Student Debt 1 Students 1 Hourly Rate 1 Tax Estimate 1 Leave 1 Depreciation 1 Inflation 1 Low Income 1 Main Residence 1 LISTO 1 Negative Gearing 1 Payroll Tax 1 NSW 1 Overtime 1 Family 1 Methodology 1 Take-home Pay 1 Employer Obligations 1 Planning 1 Consultation 1 PSI 1 Sole Traders 1 PPOR 1 R&D Tax Incentive 1 Capital Works 1 Second Job 1 Division 293 1 Tax Law 1 Tax Offset 1 Nurses 1 Teachers 1 Marginal Rate 1 Wages 1 Individual Tax 1 ATO Reporting 1 Work From Home 1

Spouse Super Contribution Tax Offset: How to Claim Up to $540 in 2025-26

If your spouse earns under $40,000, you can contribute to their super and claim a tax offset of up to $540. Here's how the spouse contribution offset works, who qualifies, and how to maximise it.

March 2026

Superannuation Tax Offset Tax Planning

The Savings Tax Trap at 4.10%: Why Your Real Return Is Lower Than You Think

With the cash rate at 4.10% and savings accounts paying up to 5%, the tax on interest income takes a significant bite. Here's how to calculate your real after-tax, after-inflation return.

March 2026

Interest Rates Income Tax Investing Tax Planning

Negative Gearing Gets Deeper After the March 2026 Rate Hike — Is That Good or Bad?

With the cash rate at 4.10%, investment property interest costs have jumped. Bigger deductions sound great, but deeper negative gearing means worse cash flow. Here's how to think about the trade-off.

March 2026

Investment Property Interest Rates Negative Gearing Tax Planning

RBA Raises Cash Rate to 4.10% in March 2026: Tax Implications for Every Taxpayer

The Reserve Bank hiked the cash rate by 25 basis points to 4.10% on 17 March 2026 — the second consecutive increase. Here's what it means for your mortgage deductions, savings tax, and investment decisions.

March 2026

Interest Rates Tax Planning Policy Update Income Tax

EOFY Deduction Strategies for Employees (2025-26): Maximise Before 30 June

Practical guide to maximising work-related tax deductions before 30 June 2026, covering equipment purchases, WFH records, prepayments, and charitable donations.

March 2026

EOFY Deductions Tax Return Tax Planning

EOFY Medicare Levy Surcharge Check (2025-26): Do You Need Private Health Before 30 June?

How to check whether you need private health insurance before 30 June to avoid the Medicare Levy Surcharge, including income thresholds and cost comparisons.

March 2026

EOFY Medicare Levy MLS Private Health Tax Planning

EOFY Capital Gains Tax Planning (2025-26): Sell Before or After 30 June?

How the timing of asset sales around 30 June affects capital gains tax, including the 12-month discount, capital losses, and wash sale risks.

March 2026

EOFY CGT Capital Gains Tax Tax Planning

EOFY Super Contribution Deadline 2025-26: Last Day to Top Up Before 30 June

Key deadlines and cap limits for making super contributions before 30 June 2026, including concessional, non-concessional, and carry-forward rules.

March 2026

EOFY Superannuation Tax Planning Salary Sacrifice

EOFY Tax Checklist for Individuals (2025-26): What to Do Before 30 June

Practical checklist of tax actions Australian individuals should take before 30 June 2026 to reduce taxable income and avoid missed deductions.

March 2026

EOFY Tax Planning Deductions Tax Return

EOFY Tax Checklist for Small Business (2025-26): Key Actions Before 30 June

Essential end-of-financial-year actions for Australian small businesses including asset write-off, BAS reconciliation, super payments, and trust distributions.

March 2026

EOFY Small Business BAS GST Tax Planning

Trust Distribution Deadline: Why 30 June Resolutions Matter (2025-26)

Why trustees must make distribution resolutions by 30 June, what happens if they don't, and how streaming rules apply to capital gains and franking credits.

March 2026

EOFY Trusts Compliance Tax Planning

Does Salary Sacrifice Still Help on a $300,000 Salary in Australia? (2025-26)

A practical guide to when salary sacrifice can still reduce tax on a $300,000 salary, and why the concessional cap and Division 293 tax limit matter.

March 2026 Updated March 2026

Salary Super Income Tax Tax Planning

Will You Get Bonus Tax Back in Australia? (2025-26)

If your bonus looked taxed too high on the payslip, this guide explains when the extra withholding can come back as a refund and when it does not.

March 2026 Updated March 2026

Bonus PAYG Income Tax Tax Planning

Tax on $300,000 Salary in Australia (2025-26): What Changes at This Income?

A practical guide to tax on a $300,000 salary in Australia for 2025-26, including top-bracket exposure, Medicare levy, and which calculator to use next.

March 2026 Updated March 2026

Income Tax Salary Tax Planning

FHSS Release Tax and Timing Explained (Australia 2025-26)

Verified guide to how FHSS release tax works, when the assessable amount goes into your return, and the timing rules around signing a property contract.

March 2026 Updated March 2026

FHSS Super First Home Buyer Tax Planning

Inflation Steady at 3.8% in January 2026: Tax Effects to Watch

Treasury's 25 February 2026 inflation update reported headline inflation at 3.8% and underlying inflation at 3.4% through the year to January 2026. Here's the tax impact checklist for households and businesses.

March 2026 Updated March 2026

Inflation Tax Planning Policy Update

National Accounts (4 March 2026): What Stronger Growth Could Mean for Tax Planning

Treasury's 4 March 2026 statement on the December quarter 2025 National Accounts reported 0.8% quarterly GDP growth and 2.6% annual growth. Here's what that macro backdrop can mean for practical tax decisions.

March 2026 Updated March 2026

Economic Update Tax Planning Policy Update

OECD Survey Signal (22 Jan 2026): Tax Planning in a Soft-Landing Economy

Treasury's 22 January 2026 statement on the OECD survey highlighted a soft-landing narrative for Australia. Here's what that macro context can mean for tax planning choices.

March 2026 Updated March 2026

Economic Update Tax Planning Policy Update

Salary Sacrifice vs Personal Super Contribution (2025-26): Which Is Better?

Compare salary sacrifice and personal deductible super contributions in 2025-26, including cashflow, admin, and cap considerations.

March 2026 Updated March 2026

Superannuation Salary Sacrifice Tax Planning

Tax on $150,000 Salary in Australia (2025-26): How Much Do You Keep?

Estimate tax on a $150,000 salary in 2025-26 and see how super contributions, deductions, and HELP can change your net pay.

March 2026 Updated March 2026

Income Tax Salary Tax Planning

Negative Gearing vs Positive Cashflow (2025-26)

Tax-focused comparison using ATO rental expense treatment and practical modeling.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

Rental Property Interest Deductions (Australia 2025-26)

Verified guidance on interest deductibility and private apportionment for rental loans.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

Rental Property Depreciation Basics (Australia 2025-26)

Verified primer on decline in value and deduction timing for rental assets.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

Rental Property Private Use Apportionment (2025-26)

Verified guide to apportioning expenses when rental property has private use periods.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

Rental Property Record-Keeping Checklist 2025-26 (ATO-Proof)

Use this rental property records checklist to support deductions, substantiate apportionment, and lower amendment risk in 2025-26.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

Can You Claim Rental Property Travel in 2025-26?

ATO rules on rental property travel deductions in 2025-26, including common denied claims, exceptions, and record requirements.

February 2026 Updated February 2026

Investment Property Tax Planning Rental Property

RBA Hikes Cash Rate to 3.85%: What It Means for Your Tax and Investments

The Reserve Bank raised rates to 3.85% in February 2026 — the first hike since 2023. Here's how it affects mortgage deductions, CGT decisions, savings income, and investment property returns.

February 2026 Updated February 2026

Interest Rates Investment Property Tax Planning Investing

50% CGT Discount Under Review: What the Senate Inquiry Means for Investors

A Senate inquiry into the 50% CGT discount reports in March 2026. The OECD and unions want it cut. Here's what could change and what investors should consider.

February 2026 Updated February 2026

CGT Tax Planning Investing Property Tax

Sell Before or After 30 June? CGT Timing Guide for Australian Investors

Compare CGT outcomes before and after 30 June using tax brackets, discount timing, and income-year differences to reduce tax legally.

January 2026 Updated January 2026

CGT Tax Planning EOFY

Using Capital Losses to Offset Capital Gains

How capital losses work in Australia, when to realise them, and strategies for reducing your CGT bill through loss harvesting.

January 2026 Updated January 2026

CGT Tax Planning Investing

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