Business loan repayment calculator
Model your business loan repayments with Australian lending assumptions.
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Your loan
Set loan amount and purpose.
Loan amount$100,000
$10,000$1,000,000
Purpose
Business loan terms in Australia typically range from 1 to 15 years, with rates from 5% to 15% depending on the lender, security, and business profile. Equipment finance often attracts lower rates than unsecured working capital loans.
Consider how repayments fit within your business cash flow cycle. Some businesses benefit from interest-only periods during seasonal lows, switching to P&I when revenue is stronger.
Frequently Asked Questions
- How are business loan repayments calculated?
- We use the standard amortisation formula to calculate principal and interest repayments based on your loan amount, interest rate, and term.
- What repayment frequencies are available?
- The calculator supports monthly, fortnightly, and weekly repayment frequencies.
- Is this calculator free?
- Yes, all calculators are 100% free with no signup required.