First Home Buyer Guide NT 2025-26
Everything you need to know about buying your first home in Northern Territory. Stamp duty concessions, grants, and savings strategies for NT first home buyers.
What first home buyers get in NT
- No specific first home buyer stamp duty exemption
- $10,000 First Home Owner Grant for new homes up to $750,000
- Territory Home Owner Discount provides stamp duty reduction for owner-occupiers (not FHB-specific)
- Home Renovation Grant may also be available for eligible properties
- FHSS scheme available to boost your deposit savings through super
Stamp duty comparison — first home buyer vs standard
See how much you could save on stamp duty as a first home buyer in Northern Territory.
| Property Price | Standard Duty | FHB Duty | You Save |
|---|---|---|---|
| $400k | $16,514.31 | $16,514.31 | — |
| $500k | $23,928.60 | $23,928.60 | — |
| $600k | $29,700.00 | $29,700.00 | — |
| $700k | $34,650.00 | $34,650.00 | — |
| $800k | $39,600.00 | $39,600.00 | — |
| $900k | $44,550.00 | $44,550.00 | — |
| $1M | $49,500.00 | $49,500.00 | — |
Related tools
NT FHB Stamp Duty
Calculate your first home buyer stamp duty in NT
NT Stamp Duty Calculator
Full stamp duty calculator for Northern Territory
Borrowing Power
How much can you borrow based on your income?
FHSS Calculator
Model your First Home Super Saver contributions
Frequently asked questions
Does the Northern Territory have stamp duty exemptions for first home buyers?
The Northern Territory does not offer a specific first home buyer stamp duty exemption like NSW or VIC. However, the Territory Home Owner Discount provides a stamp duty reduction for all owner-occupiers (not just first home buyers). First home buyers can also access the $10,000 FHOG for new homes.
What is the Territory Home Owner Discount in the NT?
The Territory Home Owner Discount is a stamp duty concession available to all owner-occupiers in the NT, not just first home buyers. It provides a discount on stamp duty when you buy a home to live in. This can be combined with the FHOG if you are a first home buyer purchasing a new home.
Can I get the NT FHOG for a home over $750,000?
No, the $10,000 First Home Owner Grant in the Northern Territory only applies to new homes valued at $750,000 or less. If your new home exceeds this cap, you will not be eligible for the grant. Established homes are also not eligible regardless of value.