First home buyer guide
First Home Buyer Guide WA 2026-27
Complete first home buyer guide for Western Australia. Stamp duty concessions, First Home Owner Grant, FHSS eligibility, and savings calculator for WA in 2026-27.
Stamp duty concessions FHOG + FHSS
What first home buyers get in WA
→ Full transfer duty exemption on properties up to $600,000 (from 7 May 2026)
→ Concessional transfer duty on properties between $600,000 and $800,000 (from 7 May 2026)
→ $10,000 First Home Owner Grant for new homes up to $750,000
→ Separate vacant land exemption up to $450,000 (concession up to $550,000)
→ FHSS scheme available to boost your deposit savings through super
Stamp duty — first home buyer vs standard
See how much you could save on stamp duty as a first home buyer in Western Australia.
| Property price | Standard duty | FHB duty | You save |
|---|---|---|---|
| $400k | $13,015.00 | $0.00 | $13,015.00 |
| $500k | $17,765.00 | $0.00 | $17,765.00 |
| $600k | $22,515.00 | $0.00 | $22,515.00 |
| $700k | $27,265.00 | $16,150.00 | $11,115.00 |
| $800k | $32,315.50 | $32,300.00 | $15.50 |
| $900k | $37,465.50 | $37,465.50 | — |
| $1M | $42,615.50 | $42,615.50 | — |
Related tools
FAQ
What is the stamp duty exemption threshold for first home buyers in WA?
From 7 May 2026, first home buyers in Western Australia pay no transfer duty on homes valued up to $600,000 (increased from $500,000). For properties between $600,000 and $800,000, a concessional rate applies (increased from $700,000). Properties over $800,000 pay the full standard rate. There is also a separate scale for vacant land ($450,000 exemption, $550,000 concession cap).
Can I get the WA FHOG for a newly built home over $600,000?
Yes, the $10,000 First Home Owner Grant applies to new homes up to $750,000, which is separate from the stamp duty exemption threshold. You could pay some stamp duty on a $700,000 new home but still receive the $10,000 grant.
Does the WA first home buyer exemption apply to established homes?
Yes, the transfer duty exemption (up to $600,000) and concession (up to $800,000) apply to both new and established homes. However, the $10,000 FHOG only applies to new homes — not established properties.