Low Income Health Care Card Calculator
Compare your last 8 weeks of gross income with the current claim or retain limit.
01 —INPUTS
Use gross income before tax and deductions.
02 —ELIGIBILITY
Income-test resultLikely within limit
8-week income limit$6,608
Average weekly income$750
Headroom / excess$608
This screens the published income test only. Services Australia also checks age, residency and card-specific qualification rules.
What this estimate includes
- Separate thresholds apply to new claims and retaining a card.
- Household and dependent-child additions are included.
- Gross income rules can differ from taxable income.
Frequently asked questions
What income period does the card use?
Services Australia generally checks gross income over the 8 weeks before a new claim or renewal.
Is the retain limit higher?
Yes. Once you have the card, a higher income limit applies to keeping it.
What income should I enter?
Enter gross income before tax and deductions for the relevant 8-week period.
Tax Accuracy & Sources
Reviewed: 28 July 2026 · Tax year: Current 2026 limits
Income-test screening only. Services Australia applies residence, income-definition and qualification rules.
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