Business Loan Calculators
Business Loan Calculators
Free business loan calculators: monthly repayments, borrowing power, extra payment savings, and cashflow impact analysis.
Market Rate Explorer
Filter public CDR business-loan rates
Open calculatorRepayment Calculator
Business loan repayments
Open calculatorCash Flow Impact
Monthly cash flow modelling
Open calculatorExtra Repayments
Pay off business loan faster
Open calculatorBorrowing Power
How much can your business borrow
Open calculatorBusiness Car Loan
Chattel mortgage and tax benefits
Open calculatorCommon questions
What is a typical business loan rate in Australia?
Secured business loan rates range from 6% to 10%. Unsecured rates can be 10%–20%+. Rates depend on security, business financials, credit history, and the lender.
What is a safe repayment-to-revenue ratio?
Most lenders consider a ratio below 20% healthy. Above 30% is a warning sign. Keep room for revenue fluctuation and unexpected costs.
Are these tools free?
Yes, all calculators are 100% free with no signup required.
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