Austudy Calculator Australia
Estimate your fortnightly Austudy after the personal income test and Student Income Bank.
01 —INPUTS
New Austudy claimants are generally 25 or older.
Gross employment income before tax.
Student Income Bank is capped at $13,500.
02 —RESULTS
Estimated Austudy$684.2 / fortnight
Annual equivalent$17,789.2
Income-test reduction$0 / fortnight
Income Bank used$161
What this estimate includes
- Current base rates and Energy Supplement come from central Centrelink config.
- Income Bank is applied before the personal income taper.
- The result is an estimate, not an eligibility determination.
Frequently asked questions
How old do you need to be for Austudy?
Austudy is generally for full-time students and Australian Apprentices aged 25 or older. Younger students usually check Youth Allowance.
How does the Austudy income test work?
The personal income free area is applied each fortnight. Income Bank credits can offset employment income above the free area before the 50% and 60% taper bands reduce payment.
Is this an official Centrelink decision?
No. Services Australia also checks study load, course, residence, partner income, assets and other eligibility rules.
Tax Accuracy & Sources
Reviewed: 28 July 2026 · Tax year: Rates from 1 January 2026
Personal-income estimate only. Partner income, assets, study, course, residence and waiting-period rules require a Services Australia assessment.
Related calculators
Centrelink Payment Finder Shortlist payments and concession cards from your age, work, family, caring, disability and housing situation Youth Allowance Calculator Student/apprentice YA with parental test and Income Bank Student Income Bank Calculator Project Income Bank credits for Austudy and Youth Allowance Youth Allowance vs Austudy Finder Screen the likely Youth Allowance, Austudy or ABSTUDY pathway ABSTUDY Living Allowance Calculator Independent-student maximum rate and personal income-test estimate Centrelink Payment Changes Every Centrelink indexation date explained — 20 March, 1 July, 20 September, 1 January — with current Age Pension, JobSeeker, FTB and CCS rates